Professional Indemnity Guarantee for Medical Doctors and Allied Professionals

A professional indemnity policy is designed to offer protection to professional people against potential claims for injury or loss resulting from their actions, advice or failure to carry out their professional duties. For example, an investment consultant may give incorrect advice, resulting in financial loss to their client.

CONTENT

• Introduction
• Funding of health professional indemnity liability in Nigeria
• Medical defence organizations and other discretionary funders
• Commercial insurance
• General principles of adequacy for health professional indemnity
• Compulsory cover contractually
• Capped v uncapped liability cover
• Claims made v claims incurred cover
• Emergency voluntary assistance and indemnity
• Data reporting
• Who should carry the cover
• Interim report and submissions
• Vicarious liability and independent legal advice
• Enterprise liabilitya different model
• Medical defence organizations: some specific issues
• Interim report and submissions
• Consultancy on professional medical indemnity
• The to insurancebased products and its effects on MDOs
• Premium setting: issues for MDOs
• Meeting unfunded liabilities
• Mutual insurance: an option for some health professionals and institutions

FOR WHOM:

Relevant Healthcare Practitioners

TRAINING METHODOLOGY

The training methodology combines lectures, discussions, group exercises and illustrations. Participants will gain both theoretical and practical knowledge of the topics. The emphasis is on the practical application of the topics and as a result participant will go back to the workplace with both the ability and the confidence to apply the techniques learned to their duties.