Basic Principles of Banking

• To achieve an understanding of key issues of banks
• To obtain knowledge about the importance of designing the appropriate methodology and other suitable products
• To determine minimum requirements (benchmarks) for bank practitioners
• To provide basic knowledge about sustainability issues and performance

CONTENT

• Understand and define the key concepts of bank and methodologies
• Analyze a bank institution according to basic performance indicators in view of outreach and sustainability
• Define benchmarks for bank institutions
• Why and how of banks
• The concept of bank
• Target groups
• Lending methodology and loan processes
• Savings services and linkages
• Financial intermediations
• Performance indicators
• Sustainability issues
• Effective planning within the organization
• Annual operating plans and budget
• Developing strategic plans
• Controlling operating costs
• Understanding the operational challenges framework for Banks
• Learn about tips/tools for operating a Bank
• Prepare a draft structure for a Bank
• Environment challenges
• Adoption of methodology
• Organizational structure/government
• Human resources management
• Efficiency and viability aspects

FOR WHOM:

Staff working in various departments of Banks in Nigeria.

TRAINING METHODOLOGY

The training methodology combines lectures, discussions, group exercises and illustrations. Participants will gain both theoretical and practical knowledge of the topics. The emphasis is on the practical application of the topics and as a result participant will go back to the workplace with both the ability and the confidence to apply the techniques learned to their duties.