Liability Insurance Course

This workshop provides an excellent introduction to the principles and practices involved in general liability insurance. The workshop will focus on general commercial liability (employers’ liability, public liability, products liability insurance) but the principles covered are those which apply to all liability insurance.

CONTENT

• The Need for Liability Insurance
• The Main Sources of Liability
• The Main Provisions of Cover and the Main Hazards Encountered
• Overview of the Nigeria Legal System
• How Civil Liability can Attach through Common Law/Tort, Contract or Statute, including a Detailed Overview of the Key Torts (Negligence, Nuisance, Trespass, Defamation and Strict Liability)
• Typical Policy Structure, Covers, Conditions and Restrictions
• The Basic Elements of Underwriting Considerations
• Overview of the Claims process Explaining the Fundamental Difference between Legal Liability and Policy Liability
• Overview of Recent Legal and Social Trends that have Impacted on Liability Insurance

TRAINING METHODOLOGY

The training methodology combines lectures, discussions, group exercises and illustrations. Participants will gain both theoretical and practical knowledge of the topics. The emphasis is on the practical application of the topics and as a result participant will go back to the workplace with both the ability and the confidence to apply the techniques learned to their duties.